Pennyfox
Terms of Use
These Terms of Use ("Terms") are an agreement between you and Farrukh Khakimov ("we", "us"), the developer of Pennyfox. They apply to the Pennyfox app, your Pennyfox account and any subscription you buy. By downloading or using Pennyfox you agree to these Terms. If you don't agree, please don't use the app.
1. Eligibility and your account
You must be at least 13 years old, or the minimum age required in your country, to use Pennyfox. You're responsible for keeping your sign-in details secure and for activity in your account. Please give accurate information and tell us at support@pennyfox.app if you think someone else has accessed your account.
2. License to use the app
We grant you a personal, non-exclusive, non-transferable, revocable license to use Pennyfox on Apple-branded devices that you own or control, as permitted by the Usage Rules in the Apple Media Services Terms and Conditions. You may not copy, modify, reverse engineer, resell or distribute the app, except where the law expressly allows it.
3. Subscriptions
Pennyfox is free to download. Some features require a paid auto-renewing subscription ("Pennyfox Pro"), offered monthly or yearly. Prices are shown in the app before you buy and may vary by country.
- Payment is charged to your Apple ID account when you confirm the purchase.
- Your subscription renews automatically unless you turn off auto-renew at least 24 hours before the end of the current period.
- Your account is charged for renewal within 24 hours before the end of the current period, at the price of your plan.
- You can manage or cancel your subscription in your device's Settings > [your name] > Subscriptions. Cancelling stops future renewals; you keep access until the end of the period you've paid for.
- If a free trial is offered, any unused part of it ends when you buy a subscription.
- Purchases are processed by Apple, and refunds are handled by Apple under its policies. You can request one at reportaproblem.apple.com.
If we change subscription prices, Apple will notify you in advance as its rules require, and you can cancel before the new price applies.
4. Your data
The budget data you add to Pennyfox belongs to you. You give us permission to store, process and sync it only as needed to provide Pennyfox to you. How we handle your information is described in our Privacy Policy. You're responsible for the accuracy of what you enter, and we recommend exporting your data from time to time.
5. Not financial advice
Pennyfox is a tool for tracking and planning your own money. Nothing in the app is financial, investment, tax or legal advice, and any summaries, charts or suggestions are for information only. For decisions that matter, talk to a qualified professional.
6. Acceptable use
Don't misuse Pennyfox. For example, don't try to access other people's accounts or our systems without permission, interfere with the service, use it for anything illegal, or use automated means to access it in ways it isn't designed for.
7. Ending your use
You can stop using Pennyfox at any time and delete your account in the app under Settings > Account > Delete Account. Deleting your account doesn't cancel your App Store subscription; cancel that separately as described in section 3. We may suspend or close accounts that break these Terms or put the service or other users at risk, and we'll tell you why unless the law prevents it.
8. Changes to Pennyfox
We're always improving Pennyfox and may add, change or remove features. If we stop offering the service, we'll give you reasonable notice and a way to export your data.
9. Disclaimers and limitation of liability
Pennyfox is provided "as is" and "as available". To the fullest extent permitted by law, we don't make warranties of any kind, express or implied, including that the app will be error-free or uninterrupted. To the fullest extent permitted by law, we are not liable for indirect, incidental, special or consequential damages, or for lost profits or data, arising from your use of Pennyfox, and our total liability to you is limited to the amount you paid for Pennyfox in the 12 months before the claim. Nothing in these Terms limits rights you have under consumer laws that can't be waived.
10. Terms that apply to the App Store version
Because you got Pennyfox from Apple's App Store, the following also applies:
- Acknowledgement. These Terms are between you and us only, not Apple. We, not Apple, are solely responsible for Pennyfox and its content.
- Scope of license. Your license is limited to using Pennyfox on Apple-branded products you own or control, as permitted by the Usage Rules in the Apple Media Services Terms and Conditions. Apps can also be accessed by other accounts in your Family Sharing group or through volume purchasing where allowed.
- Maintenance and support. We are solely responsible for maintenance and support of Pennyfox. Apple has no obligation to provide any maintenance or support for the app.
- Warranty. If Pennyfox fails to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price, if any, of the app. To the maximum extent permitted by law, Apple has no other warranty obligation for Pennyfox, and any other claims, losses, liabilities, damages, costs or expenses due to a failure to conform to a warranty are our responsibility.
- Product claims. We, not Apple, are responsible for addressing any claims by you or a third party relating to Pennyfox or your possession or use of it, including product liability claims, claims that the app fails to meet legal or regulatory requirements, and claims under consumer protection, privacy or similar laws.
- Intellectual property. If a third party claims that Pennyfox or your possession and use of it infringes their intellectual property rights, we, not Apple, are solely responsible for the investigation, defense, settlement and discharge of that claim.
- Legal compliance. You confirm that you are not located in a country subject to a U.S. Government embargo or designated by the U.S. Government as a "terrorist supporting" country, and that you are not listed on any U.S. Government list of prohibited or restricted parties.
- Developer contact. Questions, complaints or claims about Pennyfox can be sent to Farrukh Khakimov, Tashkent, Uzbekistan, support@pennyfox.app.
- Third-party terms. When using Pennyfox you must comply with any applicable third-party terms, such as your wireless data service agreement.
- Third-party beneficiary. Apple and its subsidiaries are third-party beneficiaries of these Terms. Once you accept them, Apple has the right, and is deemed to have accepted the right, to enforce these Terms against you as a third-party beneficiary.
11. Changes to these Terms
We may update these Terms from time to time. We'll post the new version here and update the effective date. If the changes are significant, we'll let you know in the app or by email before they take effect. If you keep using Pennyfox after that, the updated Terms apply.
12. Governing law
These Terms are governed by the laws of the Republic of Uzbekistan, without regard to its conflict of law rules. If you are a consumer, you also keep the protection of any mandatory laws of the country where you live, and you may bring claims in your local courts where those laws allow.
13. Contact
Questions about these Terms: support@pennyfox.app
Farrukh Khakimov, Tashkent, Uzbekistan